CAR INSURANCE NEWS

Tracking what's happening right now with UK car insurance premiums, insurer profits, regulatory changes, loyalty penalties, and industry developments.

Real-time updates on premium increases, FCA regulatory decisions, insurer profit announcements, comparison site changes, and policy reforms—translated into plain English showing what it means for drivers, costs, and coverage.

Updated as news breaks.

 

Car Insurance Premiums Rise 12% in Q4 2025: Young Drivers Hit Hardest

Published: 21 February 2026


The Event

The Association of British Insurers (ABI) released quarterly premium data today showing that average car insurance premiums rose by twelve percent in the final quarter of 2025, October to December. The average annual premium is now nine hundred and thirty pounds, up from eight hundred and thirty pounds in Q4 2024.

Young drivers faced the steepest increases. The average premium for seventeen to twenty-five-year-olds rose by fifteen percent to two thousand three hundred pounds per year. For seventeen-year-old males specifically, premiums now average two thousand five hundred and fifty pounds, the highest on record.

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Book Feature

The Blueprint: How Britain's System Really Works and What You Can Do About It

The Blueprint

Why do the same political and economic problems repeat decade after decade? This book reveals the deeper machinery behind Britain’s institutions — the incentives, constraints and feedback loops that quietly shape outcomes.

Once you understand the system, you can finally see where real leverage exists.

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Book Feature

How Systems Thinking Solves Problems That Keep Coming Back

How Systems Thinking Solves Problems That Keep Coming Back

Many problems return again and again because the underlying system is never examined. This book introduces the practical mindset of systems thinking — a way to see incentives, feedback loops and hidden structures shaping outcomes.

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How To Map The System

The Toolkit

The Toolkit

Practical methods to map systems, trace incentives, uncover feedback loops, and identify where real leverage exists. Learn how to analyse any system and understand how it truly works.

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How Money Flows

The Extraction Pattern

The Extraction Pattern

How extraction works across systems — where value is drawn from the many and concentrated toward the few through structure, incentives, and design.

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Books